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Experienced CEO

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Executive Summary

  • 20+ years of leadership in credit, finance, and banking operations.

  • Expertise in department rebuilding, process optimization, and ROI-driven product development.

  • Skilled in building high-performance teams and fostering a culture of accountability and excellence.

  • Strong focus on compliance, risk management, and stakeholder relationships.

  • Proven track record in scaling operations and achieving strategic growth.


Core Competencies

  • Cross-functional team leadership, compliance, treasury management, and credit facilities.

  • Executive and board presentations, stakeholder relationships, and capital raising.

  • Commercial lending, risk management, and portfolio growth strategies.


Professional Experience

  • President & CEO (2021–Present):Served as board member for both the bank and holding company.
    Achieved profitability for the first time in 14+ years through operational improvements.
    Reorganized the infrastructure and rebuilt the executive team.
    Successfully exited a volatile market and improved asset quality.
    Oversaw CECL upgrades and regulatory compliance with the OCC and Federal Reserve.

  • Chief Credit Officer / EVP (2019–2021):Led teams of analysts, lenders, and relationship managers.
    Streamlined lending policies and procedures.
    Collaborated with auditors and regulators, ensuring compliance during OCC exams.

  • Chief Credit Officer / SVP: (2014-2019)Built the Credit Department and Asset Management Department.
    Spearheaded regulatory compliance, resolving a Memorandum of Understanding within 18 months.
    Improved risk management processes, underwriting standards, and asset management.


Additional Experience

  • Director of Credit & Portfolio Management: Developed the credit department.

  • Senior Credit Analyst: Managed loans up to $50M, spearheaded SBA lending.

  • Asset Review Officer

  • Credit Review Officer


Education

  • MBA

  • BS in Finance

  • Certified Credit Executive: National Association of Credit Management.


Community Affiliations

  • Member of the Chamber of Commerce and Rotary Club.

  • Former School Board Member (elected).

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